Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already indicate this is not read-only and not idempotent, and the description adds that it involves Stripe Checkout and human operator action. It does not disclose the full flow (e.g., whether credits are applied immediately or only after payment), but the annotation coverage lowers the burden. The description adds some context beyond annotations without contradiction.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.