Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden, and it does add useful facts: the tool is keyless (no auth), it returns a derived 'depeg-risk band' rather than raw numbers, and it has a stated cost basis. However, it says nothing about rate limits, error behavior for unknown symbols, or data freshness beyond the 24h/7d fields.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.