Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-open-world, so the safety profile is covered. The description adds useful operational context beyond that: the 50-document cap, sorted output order, $0.001 per-call cost, no-account requirement, and a sample endpoint to trial. It stops short of stating rate limits or failure behavior, hence not a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.