Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, openWorld, and non-destructive hints. The description adds valuable context: auth requirement, graceful handling of dead ids with reason reporting, and the performance implication of includeDescription=false (no vendor fetch). This goes beyond what annotations provide.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.