Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. It helpfully discloses side effects ('old texting and calling settings are put back', 'stops sending or answering') and an auth constraint ('Owner only'). It does not state whether the disconnect is reversible, what happens to message/call history, or whether billing stops, which are significant gaps for a mutation tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.