Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden, and it discloses one genuinely useful behavioral trait: a shop key returns only the single bound shop rather than the full membership set. Beyond that it says nothing about ordering, pagination, or the read-only nature of the call, which for an unannotated tool is a notable gap.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.