Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden and does well: it discloses that reads are permitted to any shop member, that acceptance/opt-out are user actions on page_url (not agent actions), and what domain facts are surfaced. It doesn't cover error behavior or rate limits, keeping it below a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.