Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden and does well: it discloses the owner-only authorization requirement, the exact fields surfaced (connector, client name, scope of access, scopes, timestamps, revocation), and the shop-wide vs. worker-wide access distinction. It omits whether results are paginated or how large the list can get, which keeps it short of a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.