Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description must carry the full behavioral burden. It usefully discloses that the record includes lines, totals, status, signature and invoice, and 'One change order' implies a read operation, but it does not explicitly confirm read-only behavior, permission requirements, or not-found handling.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.