Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only flag it as a non-destructive write with open-world effects; the description adds a lot beyond that: the key is returned only once, the cursor/key must be saved, the initial snapshot is self-reported and not verified reachability, 10 creation attempts/IP/day, and no push delivery. These are non-obvious traits an agent must know before calling.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.