Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already indicate the operation is non-read-only and non-destructive, but the description adds the authorization boundary ('Owner-only'), the rotation policy ('when explicitly requested'), and a security handling rule ('Keep the secret private'). This is meaningful behavioral context beyond the annotation flags, though rotation side effects are not detailed.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.