Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already flag destructiveHint=true and readOnlyHint=false, but the description adds real value beyond them: owner-only authorization scope, a mandatory confirmation gate, the no-op default when confirm is omitted, and secrecy expectations. It stops short of describing consequences such as whether rotation invalidates the prior secret.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.