Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full behavioral burden, and it does disclose one genuinely non-obvious trait: 'counts as a delivered solicitation the first time this account receives it,' which warns the agent about a metered side effect. It is silent on auth/permission needs, error behavior for a malformed or unknown id, and whether repeat fetches are free, so it is partial rather than complete.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.