Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover read-only, idempotent, and non-destructive behavior, lowering the burden on the description. The description adds useful context beyond annotations: the Investor plan API key requirement, links to get the key, and the output characteristic of marking a winner on price, yield, and appreciation.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.