Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint=false, so safety is covered by structured data. The description adds genuinely non-redundant context: the return is customer pricing only, with vendor cost excluded, and access requires the phone/email on the request — beyond what the annotations convey.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.