Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The description adds environmental context ('blocked in ChatGPT', 'in-card Stripe is blocked') but does not explain what happens when the tool is invoked, what side effects it has, or what prerequisites exist. The annotations do not carry this burden either, so the description is thin on behavioral disclosure.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.