Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations and no output schema, the description carries the full burden and does so reasonably well by enumerating the exact payload it returns (key, label, type, required, help text, options). It discloses the data model the caller needs. It does not state that this is a safe read-only lookup or mention any auth/rate constraints, but for a zero-parameter definition fetch the omissions are minor.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.