Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. It does usefully disclose that the operation is a read performed via eth_call, implying a non-mutating call, and that it is limited to Base and Ethereum plus a trial-credit model. It omits error behavior, whether the call requires an RPC provider, and how results are returned.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.