Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden, and it does disclose two real behavioral traits: SSRF guarding on fetched URLs and that the tool is free (no payment gating). It stops short of covering error behavior, fetch limits, timeout, or what happens with malformed PDFs.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.