Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the whole burden and does real work: it declares the method is black-box, enumerates the attack cases probed (forged txHash, signature, replay), and names the three return categories SAFE/RISK/NOT_X402. It never states whether the probe itself triggers or simulates a payment and mentions no rate limits or side effects, which is a meaningful omission for a payment-adjacent tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.