Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description must carry the behavioral burden. It usefully discloses that rows are not shape-checked and that a short row produces NaN entries, which is real edge-case value. However it says nothing about required permissions, return format, or whether both aliases must be supplied, leaving significant gaps for a mutation-free but unannotated tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.