Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the behavioral disclosure burden. It does disclose the core behavior: EIP-191 personal_sign semantics and that a signature is returned. However, it omits important context such as the sensitivity of the private key, signature format, and potential failure modes.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.