Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations supplied, the description carries the burden and does reasonably well: it discloses the algorithm, the intermediate length check (which implies unequal lengths short-circuit and thus leak length), the boolean return, and the paid/trial access model. It does not cover error behavior when a or b is omitted, even though the schema marks both as optional.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.