Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. 'from word overlap' usefully discloses that this is a lexical-overlap heuristic rather than a trained NLI model, which shapes expectations about accuracy. However, it says nothing about determinism, input size limits, or failure behavior, and the free-trial line is commercial rather than behavioral context.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.