Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. It usefully discloses chain coverage, the ownerOf method, and the pricing model (5 free trial calls per signed wallet), but says nothing about read-only semantics, behavior for nonexistent tokens/burned NFTs, or what identifies the caller. Partial coverage of a read tool with zero annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.