Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden and does disclose useful behavior: unknown or missing code returns ok false, plus a pricing/free-trial note. However, it omits expected code casing/normalization and the success response shape, which matter for a zero-annotation tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.