Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description does some of the burden: it discloses the estimation methodology (gas-cost based, not a live protocol quote) and a monetization constraint (5 free trial calls per signed wallet), which is useful auth/quota context an agent would otherwise not know. However it says nothing about cost units, what happens when the free quota is exhausted, or what the response contains, leaving meaningful behavioral gaps for a no-annotation tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.