Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden of behavioral disclosure. It transparently explains that the tool returns field metadata and that submission is the responsibility of submit_enquiry, which implies a read-only introspection behavior. It does not mention authentication, rate limits, or the exact output representation, but for a field-listing tool this is fairly transparent.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.