Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations and no output schema, the description carries the full burden, and it does disclose the return payload (key, label, type, required, help text, options). It stops short of stating that this is a safe read-only lookup or whether the form can change, but for a zero-parameter reflection tool the essential behavioral fact – what data comes back – is covered.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.