Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint and destructiveHint=false, so the safety profile is covered. The description adds two useful behavioral facts beyond them — the 1-credit cost and the dependence on the current date — but says nothing about rounding/precision, timezone of 'current date', or the returned value.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.