Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent and non-destructive, so the safety profile is covered. The description adds genuinely useful behavior not in the structured fields: the return value (the index) and the not-found sentinel of -1, plus a credit cost. It omits edge behavior such as duplicate handling or what happens on unsorted input.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.