Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full behavioral burden. It discloses one behavioral trait: the result can be optionally filtered by a tag value, which implies a query/read operation. It does not explicitly confirm read-only behavior, what happens without a filter, or how the returned options are structured beyond the listed fields.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.