Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
Given the tool's moderate complexity, 100% schema coverage, an output schema, and safety-focused annotations, the description covers what an agent needs: purpose, APR/APY behavior, return fields, currency assumptions, and source. There are no material gaps for invoking the tool correctly.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.