Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover read-only, idempotent, and non-destructive behavior. The description adds useful context beyond that: the 52-week assumption, gross-before-tax amounts, and the fact that 'to_salary' resolves to annual, monthly, and weekly pay figures. It does not contradict the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.