Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already mark the tool as read-only, idempotent, and non-destructive. The description adds meaningful behavioral context beyond that: it details the return values (total invested, coins acquired, average cost, current value, unrealised profit/loss) and clarifies the currency treatment (GBP).
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.