Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and non-destructive behavior. The description adds meaningful behavioral detail by listing the computed outputs (years, months, days, total days lived, next birthday) and clarifying the optional as-of date behavior beyond the structured annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.