Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
With 100% schema coverage, the baseline is 3, but the description adds value by fixing date format ('YYYY-MM-DD') and, more importantly, the bank-holiday data limitation that directly affects the bankHolidays parameter. The add/subtract wording maps cleanly to the days and direction parameters.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.