Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint, so the safety profile is covered. The description still contributes real behavioral information: results are 'retained' (a stored snapshot, not recomputed) and the response reports currentness, telling the agent the data may be stale. Only the undefined nature of 'candidate currentness' keeps this from a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.