Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, destructiveHint=false, and openWorldHint=false, so safety is covered. The description adds one useful signal — that the withdrawal being inspected is 'permanent' — but does not say what specifically is lost (derived knowledge, publications, references) or how the impact is scoped.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.