Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, closed-world), so the bar is lower, and the description still adds real value: 'saved' signals this reads persisted data rather than performing a live probe, and 'unknown is not proof of healthy provider delivery' tells the agent how to interpret an inconclusive result. It stops short of stating freshness/staleness guarantees.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.