Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only declare readOnlyHint=false, so the description must carry the behavioral load, and it does disclose a genuinely non-obvious side effect: when the prices cross, the deal executes at the counterparty's currently posted quote. It still says nothing about permissions, error cases, or what state the deal ends up in beyond that one path.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.