Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden; 'Consulta' implies a read-only lookup, but read-only status, auth needs, and rate limits are never stated. It does add genuinely useful behavioral context the schema lacks: the real defaults (last 30 days / today) and the date format, since the schema only shows empty-string defaults.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.