Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations the description carries the full burden. It does disclose one behavioral trait beyond the schema: the returned balance is scaled with the decimals read from the contract itself, and 'direccion' is framed as a read of a position. It omits error behavior for invalid addresses, supported-network limits, and any output shape detail.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.