Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema description coverage is 100% for both parameters, including the 2 MB maxLength and the enum semantics of formatHint, so the schema does the heavy lifting. The description mentions the payload and the format set but adds no syntax, precedence, or edge-case guidance beyond what the schema already states. Baseline 3 applies.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.