Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations cover the safety profile (readOnly, idempotent, non-destructive), and the description adds genuinely new operational facts: outgoing-only counting semantics, archive rather than 30-day sourcing, per-call pricing, the prepaid x-credit-token header, absence of a free tier, and no API key requirement.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.