Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already mark it read-only/idempotent, and the description adds important behavior beyond that: offline checksum validation, the likelihood of no product hit for non-food codes, and operational constraints such as $0.01 per call, the prepaid x-credit-token header, free daily allowance, and no wallet/API key requirement.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.