Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnlyHint=true, idempotentHint=true, destructiveHint=false), so the bar is lower. The description adds genuinely useful behavioral context beyond the annotations: pricing ($0.02/call), quota (1 free call/day), network (Base), auth requirements (no wallet/API key), and the semantic significance ('the moment a rug becomes possible').
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.