Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, openWorld), yet the description adds real behavioral context beyond them: x402 pricing ($0.03/call on Base), the prepaid x-credit-token header for unlimited calls, no free tier, and no API key. That auth/billing detail is not derivable from structured fields. It stops short of pagination/row-limit behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.