Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, openWorld), yet the description still adds substantial non-obvious context: $0.02 per call over x402 on Base, a prepaid x-credit-token header for unlimited calls, 1 free call per day, and no API key. That payment/auth/rate-limit detail is exactly the kind of information an agent needs and cannot infer from structured fields.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.