Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, openWorld, non-destructive, so the safety bar is low. The description adds genuinely non-obvious context: the DefiLlama data source, the 2% depeg threshold, and the access model (x402 at $0.01/call, prepaid x-credit-token header, 1 free call/day, no API key) – details an agent cannot infer from annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.