Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive), and the description adds genuinely new behavioral context beyond them: offline/no-upstream operation, per-call pricing over x402 on Base, the x-credit-token prepaid header for unlimited calls, a 1-free-call/day tier, and no API-key requirement. That is exactly the auth/cost/rate-limit detail annotations cannot express.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.