Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, and open-world hints. The description adds non-obvious operational context: 'Priced $0.002 per call over x402 on Base; send a prepaid x-credit-token header for unlimited calls, or get 1 free call/day per tool' and 'No wallet or API key required.' This discloses cost, auth requirements, and rate limits beyond what annotations provide.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.